{"id":44596,"date":"2021-08-06T11:06:00","date_gmt":"2021-08-06T03:06:00","guid":{"rendered":"https:\/\/hongkongliving.com\/?p=44596"},"modified":"2026-02-20T07:58:00","modified_gmt":"2026-02-20T07:58:00","slug":"australian-expat-mortgage","status":"publish","type":"post","link":"https:\/\/hongkongliving.com\/australian-expat-mortgage\/","title":{"rendered":"How expats can buy or refinance property in Australia"},"content":{"rendered":"\n<p><em>In collaboration with Odin Mortgage<\/em>.<\/p>\n\n\n\n<p>Obtaining finance in Australia as an expat can be complicated. From loan structuring, tax residency considerations, maximising borrowing capacity and foreign income bank policies, it\u2019s important to have an expert on your side to guide you through the process and ensure you make the best decisions.<\/p>\n\n\n\n<p>As a leading mortgage brokering firm and an authority in the non-resident mortgage industry, <a href=\"https:\/\/www.odinmortgage.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Odin Mortgage<\/a> is well-trusted when it comes to overseas lending enquiries. It has aided Australian expatriates and foreign nationals around the world to get the best deals possible.<\/p>\n\n\n\n<p>Using an online streamlined process designed specifically with expats in mind, a personalised, seamless and stress-free experience awaits you, regardless of where you are in the world.<\/p>\n\n\n\n<p>When you apply with Odin Mortgage, the team will give you a comprehensive assessment with real numbers and interest rates, as well as insightful expert advice.<\/p>\n\n\n\n<p>Whether you need a fast approval or simply a quick response to your questions, the team is available for in-person meetings or video calls seven days a week. It is always ready to help its global Australian audience across different time zones.<\/p>\n\n\n\n<p>Best of all, using Odin Mortgage is entirely free. See your loan recommendations, get your loan preapproval and guide your application through to settlement at no cost to you. Odin Mortgage is paid by the bank when your home loan is settled.<\/p>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1030\" height=\"687\" src=\"http:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-family-1030x687.jpg\" alt=\"Odin Mortgage\" class=\"wp-image-44610\" srcset=\"https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-family-1030x687.jpg 1030w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-family-300x200.jpg 300w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-family-1024x683.jpg 1024w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-family-768x512.jpg 768w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-family-202x134.jpg 202w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-family-1000x667.jpg 1000w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-family-643x429.jpg 643w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-family-1026x684.jpg 1026w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-family-686x457.jpg 686w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-family-200x133.jpg 200w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-family-400x267.jpg 400w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-family-600x400.jpg 600w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-family-800x533.jpg 800w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-family.jpg 1200w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/figure>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Who is Odin Mortgage for?<\/h2>\n\n\n\n<p>Odin Mortgage\u2019s services are suitable for Australian expats, Australian PRs, and non-resident foreign nationals who are based overseas and want specialised cross-border advice. The team will walk you through the entire mortgage process from application to settlement. When you\u2019ve decided on a product and loan structure, Odin Mortgage will provide all the tools you need to make your plan a reality.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Use Odin Mortgage if you\u2026<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Need assistance with a pre-approval<\/li>\n\n\n\n<li>Already have a signed contract or property in mind<\/li>\n\n\n\n<li>Are looking to refinance your existing home loan<\/li>\n\n\n\n<li>Looking to do an equity cash out for further investments<\/li>\n<\/ul>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1030\" height=\"687\" src=\"http:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-Australia-House-1030x687.jpg\" alt=\"Australia home, resort\" class=\"wp-image-44612\" srcset=\"https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-Australia-House-1030x687.jpg 1030w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-Australia-House-300x200.jpg 300w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-Australia-House-1024x683.jpg 1024w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-Australia-House-768x512.jpg 768w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-Australia-House-202x134.jpg 202w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-Australia-House-1000x667.jpg 1000w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-Australia-House-643x429.jpg 643w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-Australia-House-1026x684.jpg 1026w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-Australia-House-686x457.jpg 686w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-Australia-House-200x133.jpg 200w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-Australia-House-400x267.jpg 400w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-Australia-House-600x400.jpg 600w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-Australia-House-800x533.jpg 800w, https:\/\/hongkongliving.com\/wp-content\/uploads\/2021\/07\/Odin-Mortgage-Australia-House.jpg 1200w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/figure>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Do you need a pre-approval?<\/h2>\n\n\n\n<p>A pre-approval is an important step in getting you closer to your new home or investment property. A pre-approval means a lender has agreed, in principle, to lend you an amount of money towards the purchase of a property. It lets you know your maximum available funds so you can narrow your search and negotiate or bid with more certainty. Whilst you don\u2019t need to have a pre-approval (often due to time restraints), if there is time, knowing with certainty where you stand with your bank will provide added confidence and peace of mind to move forward.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><a href=\"http:\/\/www.odinmortgage.com\">Odin Mortgage<\/a>, 20F Infinitus Plaza, 199 Des Voeux Road Central, Sheung Wan, Hong Kong, <a href=\"mailto:support@odinmortgage.com\" target=\"_blank\" rel=\"noreferrer noopener\">support@odinmortgage.com<\/a>, +852 5744 3422<\/h4>\n","protected":false},"excerpt":{"rendered":"<p>Tips from Odin Mortgage, a leading Australian mortgage service provider for Australian expats and foreign nationals globally<\/p>\n","protected":false},"author":4,"featured_media":44611,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7507],"tags":[407,1784,5748],"class_list":["post-44596","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle","tag-moving-hong-kong","tag-moving-house","tag-odin-mortgage"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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